All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and regular contributor to the FaithWorks Blog. Josh is a Christian, a husband and a father with an unremitting passion for personal and professional growth.

For many Christians, filing for bankruptcy and settling their debts for less than they owe may seem like a less-than-Christian approach to resolving their financial difficulties. It may seem like paying less than you actually owe is not fulfilling your duty as a Christian to repay all debts, and frankly, in some cases that is […]

The term “living paycheck to paycheck” is used to describe any financial situation in which there is no reserve money between pay periods. This can create quite a stressful situation, especially when unexpected expenses pop up. For some families this can be disaster. One emergency can send the budget into a tail spin which cannot […]

If you are in the trenches of a Christian debt consolidation program, the last thing on your mind might be helping the needy in your community. You might very well be feeling as if you yourself are the needy one right now. However, the Christian obligation toward the needy is a relevant financial issue and […]

In our society there is often great confusion concerning wealth and increased income. One definition of wealth states that wealth is, “an abundance of valuable resources or material.” This could be pretty broad range of things. You may not have one dollar to your name, but if you had a chest full of rare diamonds, […]

As with many aspects of our financial lives and spending habits, most of our money choices are influenced by society. There are constantly underlying pressures on us to keep up with what everyone else is buying. The root of this pressure and our resulting obedience is pride. We do not want to seem strange, backwards […]

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