Purpose before profit · Since 2012
A clearer path through debt starts with a conversation.
Speak with a U.S.-based Certified Christian Financial Counselor about your debt, your goals, and the options worth considering. Your consultation is free, and the decision stays yours.
Request my free consultation- We do not sell your information. Your consultation call comes from FaithWorks.
- You choose any introduction. We only refer you to a company you authorize.
- You have room to decide. Ask questions. Review the tradeoffs. Take time to reflect or pray.
FaithWorks provides debt guidance and referrals. Independent providers deliver debt relief programs. We help you compare paths before you choose one.
“He let me choose comfortably which direction I wanted to go.”
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Tell us how to reach you. A FaithWorks counselor will contact you to arrange a conversation.
Checked September 7, 2026
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Faith-informed debt guidance
Your first conversation
Be heard. Understand your options. Choose your next step.
You do not need to know which program you want—or have every number ready—to ask for help.
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Tell us what matters most
We will listen to what brought you here and review your debts, budget, and priorities. Your circumstances guide the conversation.
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Compare realistic options
We will explain potential benefits, fees, credit effects, and other tradeoffs. You can review disclosures and ask questions before making a commitment.
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Decide with room to think
Take time to reflect, pray if you wish, or talk with someone you trust. If you want an introduction, we will ask for your permission first.
What progress could look like
Start with what you need your plan to do.
For some people, it is breathing room in the budget. For others, it is a more structured way to repay what they owe. We will help you look at the whole picture.
- Explore whether lower interest or a more manageable payment is available.
- Compare the timeline and total cost of repayment.
- Consider whether combining payments would make things easier.
- Make a plan for accounts that stay outside a program.
Benefits depend on the option, provider, and your circumstances.
How FaithWorks can help
Guidance first. A recommendation only when it makes sense.
We help you understand the major paths available so you can make an informed decision.
Debt Consolidation
Explore whether combining debts into one payment could simplify repayment and potentially reduce interest.
Debt Management Plans
Learn how nonprofit credit counseling and structured repayment may fit your situation.
Debt Settlement
Understand the potential benefits, risks, costs, and credit implications before considering settlement.
Christian Financial Counseling
Get faith-informed financial guidance focused on your goals, habits, and broader financial picture.
A thoughtful approach
You are not committing to a program by asking questions.
The first conversation is about understanding your situation and helping you identify what deserves a closer look.
Faith-informed guidance
Christian values shape how we serve, while the decision about what comes next remains yours.
Independent options
When another provider may be appropriate, we explain the option and ask for your permission before making an introduction.
Is the consultation free?
Do I need to know which debt solution I want?
Will I automatically be referred to another company?
Do I have to enroll in anything?
You can begin with a question.
Tell us what feels difficult right now. We will help you understand the options and decide what deserves a closer look.
Request my free consultationFree guidance. A FaithWorks conversation. Your choice.
