All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and regular contributor to the FaithWorks Blog. Josh is a Christian, a husband and a father with an unremitting passion for personal and professional growth.

“Let no debt remain outstanding, except the continuing debt to love one another” Romans 13:8 Modern society makes it easy to retain debt, but the Bible is clear on the subject. Although it sounds simple, tackling the debts that build up in the form of a mortgage, car payments, student loans and credit cards can […]

A huge amount of our monthly budgets are set aside for food. Food is a strange expense because it can kill a budget but it is not the kind of spending that you could just cut out if you wanted to. You do have to eat, but you do not have to spend massive amounts […]

  When the most recent recession hit our country, many people were really traumatized as their long held ideas about money were destroyed. For a few generations, America had bought into the idea that wise money management was defined by your credit score and anyone with a college degree and a 401K was financially invincible. […]

There are a lot of things that society tends to dictate as being “normal” and “acceptable”, even if that is very far from reality. This applies socially, politically, religiously and financially. Over time, our society has adopted certain modes of financial management that have become the normal way of life. The problem is that many […]

Throughout the recent recession we have heard the term downsizing quite a bit. Downsizing is the act of moving to a new home or apartment in order to better your financial situation. Many individuals have found bigger more comfortable houses for less money because they tweaked their idea of the acceptable home. Most people are […]