Christian Debt Relief

08May 2025
Creative workspace setup featuring a hand-drawn strategy plan illustrating the importance of thoughtful financial planning and strategy, including debt settlement, for managing money and achieving long-term goals.

When creditors are calling and debt is mounting, knowing how debt settlement works might open up a path to regain control. Consider this scenario: You’ve fallen behind on multiple debts—credit card bills, personal loans, medical expenses, and don’t forget the taxes. Every creditor is demanding payment, and the pressure is overwhelming.

Each collector wants to be paid first, but you only have limited funds. Even if you settle one debt, the others won’t wait. Resolving all your debts at once feels impossible. It seems that no matter where you go or what you do, you’re trapped by debt.

This is where debt settlement can offer a lifeline, providing a structured approach to negotiate with creditors and reduce the total amount owed.

In this article, we’ll walk you through how debt settlement works, its potential benefits and drawbacks, and how to choose the best path toward financial freedom. No matter where you are in your journey, there is hope. With faith, intention, and the right plan, you can take control of your finances and step into a debt-free future.

Creative workspace setup featuring a hand-drawn strategy plan illustrating the importance of thoughtful financial planning and strategy, including debt settlement, for managing money and achieving long-term goals.
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27Feb 2025
tiles reading 'take your time'

You check your credit report, and there it is—that charge-off the collector threatened. Your first instinct? Pay it off as soon as possible to make it disappear. But hold on. Pump the brakes. The truth is, there are several reasons why you should never pay a charge off hastily. While paying a charge-off might seem like the responsible thing to do, it’s not always the best move.

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21Feb 2025
vintage calculator representing old fashioned budgeting

Estimated reading time: 7 minutes

The term “budget” gets tossed around a lot. 

A budget can be simple or complex. It should reflect our income and our expenses, and it should be honest.

Sometimes we’re so focused on our valuables that our budget neglects to reflect our values.

Instead of merely creating a financial budget, let’s instead consider keeping God first and creating a Christian budget.

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10Sep 2014
The Blessing Fund

Charitable giving is a noble endeavor and a cornerstone of Christian money management, but it often leaves us grappling with the question of allocation – how do we balance our personal finances, obligations to our church, and the desire to contribute to other worthy causes? Our solution—the Blessing Fund. Read on to learn more.

We recently wrote about 30 ways to store up treasures in heaven.

It was basically a blessing list, with ideas that included everything from sponsoring at Compassion child to paying for the person behind you at the drive-thru.

What we didn’t discuss was the fact that many of the ideas involve spending money to bless others. We also didn’t talk about where that money should come from.

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