Christian Financial Planning- Abundance Vs. Excess
It may seem unusual to bring the term “abundance” into a conversation about Christian budgeting and implementing responsible Christian financial planning, especially if you are struggling to make ends meet.
As Christians, we sometimes fail to understand the true meaning of living under abundance. Our culture tends to equate that term with the dictionary version that describes abundance as “an excessive amount of something”. Abundance is better viewed as a sufficient amount for immediate needs, plus a surplus. The amount of food in a well-stocked cupboard, for example, may likely be an abundance as it meets our needs and will not be depleted by our immediate needs. We would not be likely to consider that excessive, though.
An Old Adage Lends Itself to Christian Financial Planning
The old “a penny saved is a penny earned” mindset can be much too easy to forget!
When we find ourselves in a situation where we have unexpected money (we’ve yet to meet such a thing as “extra money”), the perspective from which the blessing is viewed has a tremendous impact on how it is managed. To view the funds as being extra or excess makes it much easier to simply spend on a luxury item. We’ve all probably said it at one time or another- “I only spent $100 at the grocery store instead of $140, let’s eat out tomorrow night!”. Viewing that instead as abundance may allow us to put that money to better use.
A Bible Perspective on Finances
In the book of Matthew, we read the account where Jesus feeds five thousand men with five loaves and two fish, and are amazed at the multiplication factor. This story has a surprise relation to Christian financial planning.
And he directed the people to sit down on the grass. Taking the five loaves and the two fish and looking up to heaven, he gave thanks and broke the loaves. Then he gave them to the disciples, and the disciples gave them to the people. They all ate and were satisfied, and the disciples picked up twelve basketfuls of broken pieces that were left over. The number of those who ate was about five thousand men, besides women and children. Matthew 14:19-21(NIV)
Something that is often overlooked is the fact that the remnants were gathered. There were no unnecessary leftovers.
The twelve baskets of broken pieces remaining after everyone had eaten are not random happenstance. Perhaps the remnants were a blessing for the twelve disciples based on their work feeding the crowd. This signifies that Christ not only provides for immediate needs, but He is an immense provider on a continual basis.
Too often we think of the money that is left after we pay the bills as “extra”, whereas that abundant portion should be used wisely for immediate needs, and future needs that will follow. To put this into practice, when we find that we are under-budget and have unbudgeted monies available, those funds should be put to good use. Whether it be tithed, added to your Christian Debt Relief Program, or fund some other good measure, the important thing is that it be put to good use.
The disciples realized that the people needed to eat. They also knew they could not meet those immediate needs, and they turned to Jesus for relief, asking Him to send them a way to feed themselves. Instead, Jesus provided a way for the people to eat and the disciples to receive a blessing from the abundance. We learn that with Christ, there is abundance, not excess.
If you find that you have an abundance of funds remaining in your Christian budget, consider that to be God’s money. Help build His Kingdom and keep Christian financial planning at the center of your financial strategy.
If your financial challenges seem as impossible as feeding five thousand with a handful of fishes and loaves of bread, allow a Christian debt relief counselor to help you explore a Christian debt relief program with you today.