This is a continuation of our series highlighting real people from around the country who are working hard to get out of debt.

Mike and Debi Adam are securing a better future for themselves and their two children as they sacrifice and cut costs in order to obliterate $85,000 in debt.

Names:

Mike and Debi Adam from Charlotte, N.C.

Occupations:

User Experience Designer and Digital Marketing Analyst

Starting debt:

$85,000 in credit card debt and student loans

Debt paid off:

$35,000 since the summer of 2013

Debt-busting motivation:

Debi and Mike said they wanted to get serious about retirement planning and college funds for their kids.

Debt-busting method:

“We use a combination of the Dave Ramsey principles and frugal living,” Debi said.

Best thing about the debt-free journey:

Looking at the light at the end of tunnel to financial freedom.

Debt-busting philosophy:

“We want to be rid of it so we can be in charge of our money and not vice versa.”

First thing they’re going to do when they’re debt free:

“Celebrate with a fun family vacation!”

Bible verse:

I can do all things through Him who strengthens me. –Philippians 4:13