You check your credit report, and there it is—that charge-off the collector threatened. Your first instinct? Pay it off as soon as possible to make it disappear. But hold on. Pump the brakes. The truth is, there are several reasons why you should never pay a charge off hastily. While paying a charge-off might seem […]
The concept of the Year of Jubilee, rooted in ancient biblical law, offers a unique lesson about debt and financial freedom. In today’s world, where debt is a growing burden for many, exploring the Jubilee year offers valuable insights and inspiration for modern debt relief practices.
You might not realize it, but there are 5 very common reasons that people find themselves in the debt cycle. This is focusing on life’s “avoidables”, not a loss of income or other unexpected hardship. Watch this short video and find out if any of these might be what’s holding you back.
While flipping through the channels the other day, I caught a pretty disturbing national news report. More than one third of American workers have less than $1,000 in savings and investments. That’s according to the 2014 Retirement Confidence Survey by the Employee Benefits Research Institute, which has been tracking savings data for almost two decades. […]
Here are some nearly free ways to reduce debt and add value to your family life and your personal growth.
“Blessed are those who find wisdom, those who gain understanding.” Proverbs 3:13 While we are huge proponents of avoiding the use of credit cards in any fashion, we realize that is not what many of our readers choose to do so we’ll take a look today at the responsible use of credit cards. A huge […]