There are lots of reasons to get (or stay) in shape. One that isn’t always at the top of the list is the fact that fitness is good for your wallet.

In general, healthy people have fewer health care costs. They aren’t in and out of the doctor’s office as often, and they aren’t shelling out tons of money on prescription drugs for preventable health problems.

But that’s not to say that fitness is always cheap. Gym memberships can cost hundreds—even thousands—of dollars a year, and most of us can’t afford a personal trainer. But there is hope for getting fit on the cheap. Try one or two of these ideas and get moving.

Walk

Walking is free, and if you get a little creative, you can find lots of places to do it. My grandmother used to walk laps around the local mall every morning. The road she lived on was treacherous and didn’t have sidewalks, so she drove a mile to the mall and walked there instead.

Use Your Community Resources

Check your local parks & rec website for free classes or group events. I’ve taken a free Zumba class at a nearby park, played tennis at a local high school’s tennis courts and hiked a state park with a fun group of people on a guided tour—all for free. It’s amazing what you can find with just a little bit of research.

Try a Free Workout Video

If you subscribe to an inexpensive streaming service like Netflix or Hulu, you should be able to find some free workout videos. There are also some free options on YouTube and other sites. Just check them out before you dive in.

Share or Trade to Save

Maybe you don’t have a swimming pool, but your friend or neighbor does. See if you could use the pool once or twice a week in exchange for some pet sitting or a few home-cooked meals. You’d be surprised how many people barely use their pools and are more than happy to share every now and then. If swimming isn’t your thing, but you’d love to cycle or kayak, see if a friend will split the cost of some used equipment and trade it back and forth. You don’t have to own your own, brand new equipment to get in shape. Sharing can also work with gym memberships; some gyms give discounts on family plans and allow friends or coworkers to team up.

Refer a Friend

If you already have a gym membership, take full advantage of any referral programs that are offered. I’ve saved more than $100 this year by referring friends to my YMCA, because I get a free month of membership for every new person I send their way.

Clean House

Many household tasks are actually great calorie-burners. Unless you already have a spotless, squeaky-clean house (in which case, congratulations are in order), there’s probably something you could be doing a little more often to keep things tidy. Sweeping, mopping, raking leaves, gardening and even doing laundry or dishes can all be great calorie-burners. You can get fit and get a clean home at the same time. Win-win.

About Kristy Etheridge

Kristy Etheridge is a regular contributor to the FaithWorks Financial blog. Having racked up a large amount of debt before using a biblical approach to attack it, Kristy is passionate about financial freedom. She and her husband live in Charlotte, N.C., where Kristy works as a writer for the Billy Graham Evangelistic Association.

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