Budgeting & Hardship Strategies

The term “budget” gets tossed around a lot.  A budget can be simple or complex. It should reflect our income and our expenses, and it should be honest. Sometimes we’re so focused on our valuables that our budget neglects to reflect our values. Instead of merely creating a financial budget, let’s instead consider keeping God […]

  When you’re trying to stick to a tight budget, your biggest concerns are the essentials—paying the mortgage, getting food on the table and keeping the lights on. I know from experience that it can be pretty difficult to watch your friends show off their expensive haircuts, designer clothes or salon-perfect manicures when you’re living […]