Christian debt relief programs are built upon the concept of creating a plan and sticking to that plan no matter what. When you have a financial plan and stick to it like glue, there are few money obstacles that you can’t successfully tackle. Most people find themselves in a debt disaster seeking Christian debt help because they did not have a plan in the beginning. Each area of our lives will require its own individual financial plan. Near the very top of our list of financial priorities should definitely be our homes.

Why Plan?

Our homes are our most important investment. Shelter is one of our top legitimate needs which income must be allocated for. But even with this most necessary of human needs, there are different ways this need can be met. Once you have invested in purchasing a home you want that home to continue to meet your needs for as long as possible. This can only happen if you have a plan concerning home maintenance.

Expect the Worst

One of the great fallacies of money management is to wait until something goes wrong to decide how to pay for it. Go ahead and accept the fact that things will go wrong with your home. At any given time there are a number of things that can go wrong. Appliances, plumbing, electrical, HVAC, pest infestations and general wear and tear all add up to big money over the years. Many of these issues can be handled with money from a carefully maintained emergency fund. When you think of how essential to our daily life and comfort something like hot water is, you can understand how important it is to be able to go purchase a new hot water heater the day you need it. An emergency fund makes this possible.

Common Sense Saves You Money

Some of the home maintenance issues that you will face are simply the result of time and cannot be helped. However there are also a myriad of home maintenance problems that would not be problems if a little forethought was used. There are some steps you can take to save yourself a lot of trouble and money in the future.