All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and regular contributor to the FaithWorks Blog. Josh is a Christian, a husband and a father with an unremitting passion for personal and professional growth.

For most families, food and grocery expenses are the second biggest line item in their budgets after rent or mortgage payments. While the budget bite from grocery shopping can be depressing at times, the good news is that there is a lot of room for creativity and savings for disciplined shoppers. One of the greatest […]

With the hectic daily grind that has become a part of so many peoples daily routines, it is no surprise that eating out is one of the top budget breakers. When you are running around town and have your kids in the car howling about how hungry they are, a quick pizza run may cause […]

“Pride goes before destruction, a haughty spirit before a fall.” Proverbs 16:18 There is no denying that people spend beyond their means for a lot of reasons. Sometimes it can be unintentional- unexpected medical expenses a reduction in income can lead to speaking beyond your means by no inherent fault of your own. Looking beyond […]

It is very well known that most people enjoy being around like-minded individuals. It provides common ground, shared interests, and a basis for expected values. This holds true in general peer-to-peer relationships as well as in business relationships. As a Christian, it is great to be afforded the opportunity to find companies that have the […]

“But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that […]

No matter where you are in your financial journey, those who practice Christian debt management principals will often share similar traits. Perhaps you are doing great with your financial goals and have had the burden lifted off of you. Maybe you’re struggling with your obligations and are in need of a Christian debt relief program. […]

How Marriage Affects Your Credit Score So, you have found the person that you want to spend the rest of your life with- congratulations! Few things can be more exciting and meaningful than this. Getting married comes with combining families, routines, living environments, and, of course, finances. While your basic philosophies on finances may already […]