All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and regular contributor to the FaithWorks Blog. Josh is a Christian, a husband and a father with an unremitting passion for personal and professional growth.

With the hectic daily grind that has become a part of so many peoples daily routines, it is no surprise that eating out is one of the top budget breakers. When you are running around town and have your kids in the car howling about how hungry they are, a quick pizza run may cause […]

“Pride goes before destruction, a haughty spirit before a fall.” Proverbs 16:18 There is no denying that people spend beyond their means for a lot of reasons. Sometimes it can be unintentional- unexpected medical expenses a reduction in income can lead to speaking beyond your means by no inherent fault of your own. Looking beyond […]

As someone who chooses to live out their Christian faith, it feels good to connect with companies that share in those personal values. It provides instant common ground, shared interests, and a baseline for expected values. Let’s be real, though. Sometimes that claim is nothing more than a marketing ploy at best… and an outright […]

“But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that […]

In our years walking alongside individuals and families through challenging financial seasons, we’ve noticed something encouraging: freedom from debt isn’t random. It’s often marked by a handful of shared habits, mindsets, and values. The people who live debt-free tend to approach money—and life—with a distinct posture. Some arrive there after years of struggle and hard-won […]

How Marriage Affects Your Credit Score So, you have found the person that you want to spend the rest of your life with- congratulations! Few things can be more exciting and meaningful than this. Getting married comes with combining families, routines, living environments, and, of course, finances. While your basic philosophies on finances may already […]

There is a lot of hype about student loans these days. After all, there is currently over 1.1 trillion dollars of student loan debt in America. As a result, there have been plenty of advertisements and promotions about consolidating your Federal student loan debts. Today, we’ll explore how FaithWorks can support you in exploring Christian student […]

Massive student loan debt seems like a fate etched in stone for college graduates everywhere. It can take several years, even with a high-paying job, to eliminate student loan debt. Some post-graduates find themselves wondering if the cost of their education was even worth the effort. The good news is making slow and steady repayments […]

It may seem unusual to bring the term “abundance” into a conversation about Christian budgeting and implementing responsible Christian financial planning, especially if you are struggling to make ends meet. As Christians, we sometimes fail to understand the true meaning of living under abundance. Our culture tends to equate that term with the dictionary version […]

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