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Explore practical guidance, faith-based perspectives, and helpful information designed to support thoughtful financial decisions.

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About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

09 Dec 2013

$1,000 Gift Card Giveaway!

By Josh · Financial Growth & Habits
$1,000 Gift Card Giveaway!

FaithWorks Financial is proud to sponsor a $1,000 gift card giveaway! We realize how difficult the Christmas season can be financially, so we’re teaming up with several great Christian bloggers to give away a $1,000 Visa gift card right in time for Christmas. Enter the giveaway by following the instructions in the Rafflecoptor form below. […]

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06 Dec 2013

Raising Your Giving Goals

By Josh · Faith & Finances
Raising Your Giving Goals

Whether you are on solid financial footing and give regularly, or are struggling just to put food on the table, it is important to review your giving. The key to good Christian financial planning is balance and a grateful heart. Setting giving goals that are both practical and generous requires you to take a step […]

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03 Dec 2013

5 Ways To Give More This Christmas

By Josh · Financial Growth & Habits

While you probably strive to give all throughout the year, the Christmas season provides a wonderful opportunity to expand on your financial giving. By planning ahead, you can enjoy the blessing of giving even more this Christmas season by helping others in need. There are many ways in which you can help others through your […]

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02 Dec 2013

Retirement Planning Basics- What is a 401(k)?

By Josh · Financial Growth & Habits
Retirement Planning Basics- What is a 401(k)?

Our last article launched our Retirement Planning Basics series by covering the Traditional IRA. In todays article, we will discuss another hugely popular retirement vehicle, the 401(k). Whether you are finishing up a Christian debt settlement program, just starting your career as a recent college graduate with a new job or you are preparing for […]

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22 Nov 2013

Retirement Planning Basics- What is a Traditional IRA?

By Josh · Financial Growth & Habits
Retirement Planning Basics- What is a Traditional IRA?

Whether you are nearing the end of a Christian debt management program or simply wanting to begin planning for your retirement, one of the first things that you will likely be investigating is the Traditional IRA. Today we’re going to discuss the basics of the Traditional IRA and explore why it should be at the […]

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18 Nov 2013

Bible Passages on Debt

By Josh · Biblical Financial Wisdom

Managing your personal finances isn’t always a simple thing to do. Whether you are trying to pay off a credit card debts, resolve your federal student loans, or save for retirement, it can be hard to know where to start. There are countless websites and television programs discussing the topic, many of which contradict each […]

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12 Nov 2013

Trusting God During Financial Difficulties

By Josh · Financial Growth & Habits

For most people, financial uncertainty is something that is faced at one point or another. For Christians who go through financial difficulties, we have a loving God to rely upon, to give us faith that all will turn out according to His will. A friend recently confided in me that he has not finding himself […]

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06 Nov 2013

5 Tips for Paying Off Student Loans Quickly

By Josh · Student Loans

There is no denying that attending college is a great way to pave the way for your future. Aside from the education you receive and the benefit of (usually) having an easier time securing a job than without a diploma, you gain great social experiences and make lifelong friends. On the flip-side though, it’s very […]

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31 Oct 2013

Eat Better, Save More: Why Online Grocery Shopping Works

By Josh · Budgeting & Hardship Strategies
Eat Better, Save More: Why Online Grocery Shopping Works

For most families, food and grocery expenses are the second biggest line item in their budgets after rent or mortgage payments. While the budget bite from grocery shopping can be depressing at times, the good news is that there is a lot of room for creativity and savings for disciplined shoppers. One of the greatest […]

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23 Oct 2013

Top Budget Breaker- Dining Out

By Josh · Budgeting & Hardship Strategies

With the hectic daily grind that has become a part of so many peoples daily routines, it is no surprise that eating out is one of the top budget breakers. When you are running around town and have your kids in the car howling about how hungry they are, a quick pizza run may cause […]

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