Refocus on God by Eliminating the Distraction of Debt

Insights for a wiser financial journey.

Explore practical guidance, faith-based perspectives, and helpful information designed to support thoughtful financial decisions.

Our Blog

About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

05 Aug 2013

Refocus on God by Eliminating the Distraction of Debt

By Josh · Christian Debt Relief

Debt is a distraction that prevents Christian men and women from focusing on giving glory to God and thanking Him for the blessings He has provided. For a Christian, different concerns arise from debt because it causes the mind to focus on problems related to paying back loans and getting the situation under control rather […]

Continue reading
05 Jul 2013

Should Christians Seek Student Loans

By Josh · Student Loans

Regardless if you are a recent college graduate looking for work or you just moved into a dorm, it is important to for Christian’s to maintain perspective when it comes to debt management and Christian personal finance so you can honor God. Let’s face it: student loans are a popular choice for students and families […]

Continue reading
08 Mar 2013

Christian Financial Planning: Budgeting as a Christian Family

By Josh · Continuing Financial Growth

By budgeting as a Christian family, you’ll be displaying the importance of bringing God into the center of your finances to your children. Christian financial planning differs considerably from how society at large handles money. You will need to think differently to guide your family into alignment with Christian financial principles. Where Budgeting As A […]

Continue reading
04 Mar 2013

Christian Family Finance: Defining Your Families Treasure

By Josh · Continuing Financial Growth

Incorporating Biblical principles into your families financial lifestyle is essential when raising children in a Christian home. This three-part series expounds on the benefits of having of a strong Christian foundation in your finances and how you can pass that heritage onto your children. We live in a class conscious society that places great value […]

Continue reading
21 Jan 2013

Finding the Money to Tithe with a Side Gig

By Josh · Stewardship & Giving

“There are different kinds of working, but the same God works all of them in all men.” — I Corinthians 12:6 Tithing–giving money to your church to help with outreach programs–is at the foundation of the Christian faith. Too often, however, as our budgets get stretched, we struggle to find money for the church. One […]

Continue reading
11 Jan 2013

Use This Christian Budget To Win At Managing Money

By Josh · Budgeting & Hardship Strategies

The term “budget” gets tossed around a lot.  A budget can be simple or complex. It should reflect our income and our expenses, and it should be honest. One thing that is often missing is that they do not always reflect our values. Instead of merely creating a financial budget, let’s instead consider keeping God […]

Continue reading
18 Dec 2012

Bible Offers Much Guidance on Dealing With Debt…

By Josh · Biblical Perspectives on Debt

As Christians, the Bible is our “life guide” – offering advice and instruction on everything from how we treat others to how we should try to live our lives. But did you know that the Bible contains over 2,000 scriptures that expressly cover how we should deal with and manage money? Today I’d like to […]

Continue reading
18 Dec 2012

7 Tips for Choosing the Right Debt Settlement Company

By Josh · Debt Settlement & Relief Programs

Finally…the hard work is done. You’ve reviewed your debt relief options (including debt consolidation, credit counseling and bankruptcy) and have determined that debt settlement is the right choice for you. Perhaps it was because you could get started for free. Or maybe you liked how quickly debt settlement could help you reduce your debt. In […]

Continue reading
18 Dec 2012

Five Simple Ways To Boost Your Credit Score

By Josh · Credit Scores & Reports

Worried about your credit and want a few clear steps to improve it? Our Christian debt relief programs give us insight into helping people not just with their debt, but their credit as well. There are two things to know: You are not alone, and there are some simple ways to boost your credit score. […]

Continue reading
Call Now