Debt Settlement… Simplified. How Much Debt Do I Need to Qualify?

Insights for a wiser financial journey.

Explore practical guidance, faith-based perspectives, and helpful information designed to support thoughtful financial decisions.

Our Blog

About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

Blog Categories

FINANCIAL
Purpose before profit
Copyright © 2026 FaithWorks Financial.


FaithWorks Financial is a faith-based agency that connects individuals to trusted service providers offering debt relief solutions. We are not a direct lender, credit counselor, or debt settlement provider, nor do we offer tax, legal, or credit repair services. Our role is to help you understand your options and connect you to the most appropriate service for your situation. We may receive compensation from service providers if you choose to enroll in one of their programs. This comes at no additional cost to you. Each service provider has its own terms, fees, and requirements, and results vary based on individual circumstances. We encourage all individuals to carefully review available options, including speaking with a bankruptcy attorney or financial advisor, before making a decision. Services may not be available in all states. By submitting your information, you consent to receive phone calls, text messages, and emails from FaithWorks Financial and/or our service providers regarding the services you are requesting. This contact may be made using automated technology or prerecorded messages, even if your number is listed on any national or state Do Not Call registry. Message and data rates may apply. You may opt out at any time by replying “STOP” to a text message or by contacting us directly. We do not sell your personal information. You can view our full privacy policy
© 2026 FaithWorks Financial.
All rights reserved.
Call Now