All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

For many Christians, filing for bankruptcy and settling their debts for less than they owe may seem like a less-than-Christian approach to resolving their financial difficulties. It may seem like paying less than you actually owe is not fulfilling your duty as a Christian to repay all debts, and frankly, in some cases that is […]

  You might not realize it, but there are 5 very common reasons that people find themselves in the debt cycle. This is focusing on life’s “avoidables”, not a loss of income or other unexpected hardship. Watch this short video and find out if any of these might be what’s holding you back.

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