All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and regular contributor to the FaithWorks Blog. Josh is a Christian, a husband and a father with an unremitting passion for personal and professional growth.

“Where is the best place to stash an emergency fund?” If you are still taking baby steps in your personal money revolution, then this may not be a huge pressing question on your mind. You may be more concerned right now about how you’re going to pay your light bill this month. But that’s okay. […]

A huge amount of our monthly budgets are set aside for food. Food is a strange expense because it can kill a budget but it is not the kind of spending that you could just cut out if you wanted to. You do have to eat, but you do not have to spend massive amounts […]

  When the most recent recession hit our country, many people were really traumatized as their long held ideas about money were destroyed. For a few generations, America had bought into the idea that wise money management was defined by your credit score and anyone with a college degree and a 401K was financially invincible. […]

There are a lot of things that society tends to dictate as being “normal” and “acceptable”, even if that is very far from reality. This applies socially, politically, religiously and financially. Over time, our society has adopted certain modes of financial management that have become the normal way of life. The problem is that many […]

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