What Our Great Grandparents Could Teach Us About Clutter and Spending

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About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

09 Apr 2014

Are Name Brands Really Worth it?

By Josh · Financial Growth & Habits
Are Name Brands Really Worth it?

As with many aspects of our financial lives and spending habits, most of our money choices are influenced by society. There are constantly underlying pressures on us to keep up with what everyone else is buying. The root of this pressure and our resulting obedience is pride. We do not want to seem strange, backwards […]

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07 Apr 2014

How to Pull Off Big Events Without Spending Big Bucks

By Josh · Financial Growth & Habits
How to Pull Off Big Events Without Spending Big Bucks

Our lives are made up of important milestones like graduations, birthdays and anniversaries.  Many people like to celebrate these milestones with parties and big events. These are a fun time for family and friends to get together, share memories and make new ones.  For individuals who are currently involved with a Christian debt management program […]

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04 Apr 2014

Planning Ahead for Home Maintenance

By Josh · Financial Growth & Habits
Planning Ahead for Home Maintenance

Christian debt relief programs are built upon the concept of creating a plan and sticking to that plan no matter what. When you have a financial plan and stick to it like glue, there are few money obstacles that you can’t successfully tackle. Most people find themselves in a debt disaster seeking Christian debt help […]

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02 Apr 2014

How to Improve a Credit Score Without Going Into Dangerous Debt

By Josh · Credit Scores & Reports
How to Improve a Credit Score Without Going Into Dangerous Debt

In an ideal world everyone would have enough cash to take care of their monthly expenses without ever having to take on unnecessary debt. However, the way our economy operates, it is quite inconvenient (although not impossible) to conduct your financial life without an adequate credit score. The question then is how to build or […]

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