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Explore practical guidance, faith-based perspectives, and helpful information designed to support thoughtful financial decisions.

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About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

07 Mar 2014

The Best Place to Stash Your Emergency Fund

By Josh · Financial Growth & Habits

“Where is the best place to stash an emergency fund?” If you are still taking baby steps in your personal money revolution, then this may not be a huge pressing question on your mind. You may be more concerned right now about how you’re going to pay your light bill this month. But that’s okay. […]

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03 Feb 2014

Money Morality: The New Alternative Lifestyle

By Josh · Financial Growth & Habits

  When the most recent recession hit our country, many people were really traumatized as their long held ideas about money were destroyed. For a few generations, America had bought into the idea that wise money management was defined by your credit score and anyone with a college degree and a 401K was financially invincible. […]

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