All posts by: Josh

About Josh

Josh Richner is the founder of FaithWorks Financial and regular contributor to the FaithWorks Blog. Josh is a Christian, a husband and a father with an unremitting passion for personal and professional growth.

Whether you are on solid financial footing and give regularly, or are struggling just to put food on the table, it is important to review your giving. The key to good Christian financial planning is balance and a grateful heart. Setting giving goals that are both practical and generous requires you to take a step […]

Our last article launched our Retirement Planning Basics series by covering the Traditional IRA. In todays article, we will discuss another hugely popular retirement vehicle, the 401(k). Whether you are finishing up a Christian debt settlement program, just starting your career as a recent college graduate with a new job or you are preparing for […]

Managing your personal finances isn’t always a simple thing to do. Whether you are trying to pay off a credit card debts, resolve your federal student loans, or save for retirement, it can be hard to know where to start. There are countless websites and television programs discussing the topic, many of which contradict each […]

For most people, financial uncertainty is something that is faced at one point or another. For Christians who go through financial difficulties, we have a loving God to rely upon, to give us faith that all will turn out according to His will. A friend recently confided in me that he has not finding himself […]

For most families, food and grocery expenses are the second biggest line item in their budgets after rent or mortgage payments. While the budget bite from grocery shopping can be depressing at times, the good news is that there is a lot of room for creativity and savings for disciplined shoppers. One of the greatest […]

With the hectic daily grind that has become a part of so many peoples daily routines, it is no surprise that eating out is one of the top budget breakers. When you are running around town and have your kids in the car howling about how hungry they are, a quick pizza run may cause […]

“Pride goes before destruction, a haughty spirit before a fall.” Proverbs 16:18 There is no denying that people spend beyond their means for a lot of reasons. Sometimes it can be unintentional- unexpected medical expenses a reduction in income can lead to speaking beyond your means by no inherent fault of your own. Looking beyond […]