For God is not a God of disorder but of peace—as in all the congregations of the Lord’s people.”

I Corinthians 14:33

Taking an orderly and systematic approach to debt reduction is reminiscent of this passage.

This simple, orderly approach is why we are a fan of the debt snowball method. The debt snowball approach makes sense. It saves you money in the long run and reduces your debt in an orderly fashion. Here are three tried and true methods to improve your financial situation and get out of debt faster.

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We talk a lot around here about how to get out of debt, and if you’re working towards financial freedom, keep it up!

But, don’t forget to dream.

The road to financial peace can be a long and difficult one, and it’s important to have a vision for the future so you don’t get discouraged and burned out along the way. With that in mind, take a minute to think about exactly what you’ll do once you’re finally debt free. And check out some of these ideas for inspiration. We have a mix of the fun and the practical, so there should be something for everyone.

Keep busting that debt, and keep dreaming!
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Taxes, Tithes, and Personal Funds

Romans 13:6-7 instructs Christians to attend to finances in this manner: to pay taxes, revenue, respect, and honor to whom each is owed.

We hustle to cover mortgage payments, daily living expenses, and the unplanned events in life. With all that, it’s easy to forget about giving unto Caesar and giving unto God. It’s even more likely individuals forget that God has given them gifts for the purpose of enjoyment.
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Financial Automation To Reach Your Goals

Automation. It is really quite the buzz word these days. It seems it will either eliminate jobs or be the key to our next phase of economic success. That of course is not the focus of our conversation today.

Automation here means creating rituals that lead you directly toward your financial goals.

A little effort today will help enrich your tomorrow without adding the stress that comes with financial planning. It starts with you picking targets and finding a way to reinforce them mechanically.

Done correctly, you will barely notice the change.

No matter what stage of financial health you find yourself in, setting goals is part of the healing process. Jeremiah 29:11 says, “For I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future”; Finding automatic ways to support your financial life takes you one step closer to God’s plan.

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Our Flawed Credit Reporting System

As a company, FaithWorks Financial tends to keep the focus on helping people resolve their credit card debts and get back on track to living a debt-free life. Only a small portion of our writings cover the topic of the credit report, mostly touching on the basics that are helpful for everyone to know.

Today, however, we would like to take a look at why we believe that our credit reporting system is, in its inherent nature, flawed.
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Don’t Make this Big Post-Debt Mistake

The poor are always ruled over by the rich, so don’t borrow and put yourself under their power. –Proverbs 22:7 (The Message)

If you’re currently in debt (or ever have been), there’s a good chance you’ve daydreamed about the day you can declare yourself debt free. I know I have. In fact, dreaming about your financial future can be a good thing.

What comes to mind when you think about the day you’ll finally kiss your last debt goodbye? Maybe it’s a long-awaited family vacation, a celebratory dinner, or a big contribution to your savings account.
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Goodbye 2014, Hello New Beginning

I’ve noticed something unusual while scrolling through my social media feeds over the last week. A lot of people are very eager to kiss 2014 goodbye.

How about you? Maybe you actually had a fantastic year. Or maybe it was a struggle.
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4 Practical Guidelines for Giving

It’s that time of year when it seems everyone and their mother is asking for donations.

After reading this blog post about giving, I started examining my own household’s giving practices. I had to admit we don’t always give our first and best—and we don’t always give with the right motives, either.

The Bible makes it clear that it’s not just what, but how we give that matters. With that in mind, here are four giving guidelines I’m trying to put into practice. Hopefully, they’ll give you something to think about, too.
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4 Numbers to Celebrate This Christmas

If there’s ever a time to take a break from number crunching, it’s Christmas.

We’re happy to report that the numbers below have absolutely nothing to do with budgets, shopping lists, mall visits, or credit card bills, but everything to do with the real reason Christmas is worth celebrating.
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The Best (Free!) Way to Amplify Your Giving

When I glanced at my bank account balance the other day, I noticed several monthly gifts and offerings had been deducted as usual.

No big deal. I began to move down my to-do list like any other day, but something stopped me.

For the first time in a while, I actually thought about where the money was going. And then I wondered why it rarely occurred to me to pray about it.
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