For God is not a God of disorder but of peace—as in all the congregations of the Lord’s people.”
I Corinthians 14:33
Taking an orderly and systematic approach to debt reduction is reminiscent of this passage.
This simple, orderly approach is why we are a fan of the debt snowball method. The debt snowball approach makes sense. It saves you money in the long run and reduces your debt in an orderly fashion. Here are three tried and true methods to improve your financial situation and get out of debt faster.

Automation. It is really quite the buzz word these days. It seems it will either eliminate jobs or be the key to our next phase of economic success. That of course is not the focus of our conversation today.
Automation here means creating rituals that lead you directly toward your financial goals.
A little effort today will help enrich your tomorrow without adding the stress that comes with financial planning. It starts with you picking targets and finding a way to reinforce them mechanically.
Done correctly, you will barely notice the change.
No matter what stage of financial health you find yourself in, setting goals is part of the healing process. Jeremiah 29:11 says, “For I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future”; Finding automatic ways to support your financial life takes you one step closer to God’s plan.
If there’s ever a time to take a break from number crunching, it’s Christmas.
We’re happy to report that the numbers below have absolutely nothing to do with budgets, shopping lists, mall visits, or credit card bills, but everything to do with the real reason Christmas is worth celebrating.
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