Is your cell phone bill secretly dragging you down? Spending exuberant amounts each month is frustrating and draining, but it’s not necessary! Use your phone at a fraction of the bill you now pay with these tips. Continue reading

If you’ve ever watched a friend or relative make a bad financial decision, you know it can be difficult to figure out whether to say something or keep your mouth shut.

On the flip side, perhaps you’ve been the target of an unsolicited financial intervention that left you feeling hurt, angry or humiliated. Continue reading

As you get ready for Mother’s Day, enjoy these money-related quotes from five celebrity mothers—two first ladies, an author, a saint, and a famous (or perhaps infamous) TV mom.

1. “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” –Maya Angelou, author/poet and mother of one

2. “A housewife deserves to be honored as much as a woman who earns her living in the marketplace. I consider bringing up children a responsible job. In fact, being a good housewife seems to me a much tougher job than going to the office and getting paid for it.” –Betty Ford, former first lady and mother of four

3. “Yes, you must live life beautifully and not allow the spirit of the world that makes gods out of power, riches and pleasure make you forget that you have been created for greater things—to love and to be loved.” –Mother Teresa

4. “You see, Barack and I were both raised by families who didn’t have much in the way of money or material possessions but who had given us something far more valuable – their unconditional love, their unflinching sacrifice, and the chance to go places they had never imagined for themselves.” –First Lady Michelle Obama, mother of two

5. “Al, what kind of selfish wife like me would give their own husband his money? It just isn’t done. I haven’t finished spending it all yet.” –TV mom Peggy Bundy from Married…with Children

There are lots of reasons to get (or stay) in shape. One that isn’t always at the top of the list is the fact that fitness is good for your wallet.

In general, healthy people have fewer health care costs. They aren’t in and out of the doctor’s office as often, and they aren’t shelling out tons of money on prescription drugs for preventable health problems. Continue reading

I’ll admit, I don’t typically spend a lot of time in the book of Exodus. But the other day I wound up there, and a particular story really struck me.

Just one month after God rescued the people of Israel from a life of slavery in Egypt, they were journeying through the wilderness and grumbling the whole way.

Have you ever prayed and prayed for God to give you something—or take something away—and when it finally happens, you rejoice for a whopping 24 hours before finding something else you’re dissatisfied about? Continue reading

What comes to mind when you hear the word “investment”?

A 401(k)? A business venture? The New York Stock Exchange?

If you associate investments with money, you’re tracking with the traditional definition of the word, and there’s nothing wrong with that. But there’s so much more to investing than just money. Continue reading

Which of the following have you experienced?

A trip to the emergency room. A flat tire (or two). An unexpected, astronomical vet bill. Storm damage to your home. A broken appliance (not the toaster or the coffee maker…the refrigerator or the washing machine). A dead transmission. A notice that your rent is going up…a lot.

You may have personally dealt with one or two of these issues, or perhaps every single one of them. Either way, you know what they have in common: sticker shock. And if you don’t have a fully loaded emergency fund, you also know that awful feeling that can form in the pit of your stomach when you first set your eyes on an unexpected bill. Continue reading

May 1st is the National Day of Prayer in the United States. It’s a day for believers to pray for their local, state and national leaders. It’s also a great time to pray for financial peace—on a personal level and on a much larger scale.

1. Admit Your Own Financial Sin

The Bible says, “If anyone, then, knows the good they ought to do and doesn’t do it, it is sin for them” (James 4:17, NIV). It’s impossible to out-give God. Whether you barely give at all or steadily contribute tithes and offerings, talk to God about areas where you’re holding back. Repent, and ask God to help you to be a faithful, cheerful giver. Continue reading

The term “living paycheck to paycheck” is used to describe any financial situation in which there is no reserve money between pay periods. This can create quite a stressful situation, especially when unexpected expenses pop up. For some families this can be disaster. One emergency can send the budget into a tail spin which cannot be easily recovered from. Continue reading

Christian debt management is all about making changing in the present. In order to get out of debt major spending and behavioral changes must take place in your heart and mind. Every dollar you spend must be considered and accounted for in order to make a Christian debt relief program work. You may find your mind swirling with information and choices every day and all of these things are focused on right now, changing things right now in your financial life. While you are in the throes of this major life adjustment you will see commercials are hear people talking about “planning for the future.” These moments may have you thinking, “I’m just trying to survive right now! I can’t think about the future!” You may not realize it, but if you have sought out Christian debt help, you are securing your future in more ways than you might imagine.
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