Resolve to Reduce in 2014

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About Josh

Josh Richner is the founder of FaithWorks Financial and a consumer-debt expert with more than 15 years of experience helping people understand their options and move forward with clarity, dignity, and confidence.

27 Dec 2013

Dealing With a Christmas Hangover (phase 2)

By Josh · Financial Growth & Habits
Dealing With a Christmas Hangover (phase 2)

We hope you enjoyed phase one of dealing with a Christmas hangover, now it’s time to move on to past two! If you went a bit beyond what your budget had allowed for (or bypassed the budget altogether) here is a 3 step way to get back on track. Don’t let a holiday slip-up keep […]

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18 Dec 2013

Responsible Investments for the Christian Minded

By Josh · Financial Growth & Habits
Responsible Investments for the Christian Minded

For most people, investing is simply done for the sake of acquiring more wealth. For Christian’s, this is setting the bar very low. We should view investing as an opportunity to support businesses and endeavors that promote the betterment of our world. “Everyone to whom much was given, of him much will be required, and […]

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17 Dec 2013

Are Credit Card Points Worth It?

By Josh · Financial Growth & Habits
Are Credit Card Points Worth It?

“Blessed are those who find wisdom, those who gain understanding.” Proverbs 3:13 While we are huge proponents of avoiding the use of credit cards in any fashion, we realize that is not what many of our readers choose to do so we’ll take a look today at the responsible use of credit cards. A huge […]

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16 Dec 2013

Retirement Planning Basics- Saving When You’re Self Employed

By Josh · Financial Growth & Habits
Retirement Planning Basics- Saving When You’re Self Employed

"A gray head is a crown of glory; It is found in the way of righteousness." — Proverbs 16:31 When you work for a large company, saving for retirement is often as easy as enrolling in your company’s 401k program or working for the company long enough to qualify for a pension. Some companies even […]

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13 Dec 2013

Creating a Christmas Budget

By Josh · Budgeting & Hardship Strategies
Creating a Christmas Budget

As Christians, we fully understand the “reason for the season.” It is our time of the year to consider God’s great sacrifice through his son Jesus Christ, our opportunity to reflect upon the sheer magnitude of God’s grace toward us. Unfortunately, consumerism has taken over our society. It is estimated that the average person sees […]

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12 Dec 2013

Funding College On Less Than $50 a Week

By Josh · Financial Growth & Habits
Funding College On Less Than $50 a Week

With the cost of education skyrocketing over the past decade, you will probably want to begin saving as soon as possible if you plan to help your children with the cost of their college education. Whether you want your child to attend a Christian college or a secular school, you probably want to add a […]

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11 Dec 2013

Three Things you Should Know About Buying Foreclosed Property

By Josh · Financial Growth & Habits
Three Things you Should Know About Buying Foreclosed Property

Whether you are thinking of buying a homestead or considering buying property as an investment, the option of purchasing a foreclosure has likely crossed your mind. Understanding the pros and cons of buying foreclosed property will help you make better decisions. Bankers and realtors use the term “distressed property” to describe homes that are either […]

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10 Dec 2013

Retirement Planning Basics- The Roth IRA

By Josh · Financial Growth & Habits
Retirement Planning Basics- The Roth IRA

Todays article is a continuation of our Retirement Planning Basics series. You may also enjoy:    Traditional IRA       401(k)   Planning for a Christian retirement involves good stewardship and seeking wise counsel. It is crucial to fully understand any investment vehicle before getting started, especially when planning for your retirement. This article will […]

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