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You check your credit report, and there it is—that charge-off the collector threatened. Your first instinct? Pay it off as soon as possible to make it disappear. But hold on. Pump the brakes. The truth is, there are several reasons why you should never pay a charge off hastily. While paying a charge-off might seem like the responsible thing to do, it’s not always the best move.

Estimated reading time: 7 minutes

The term “budget” gets tossed around a lot. 

A budget can be simple or complex. It should reflect our income and our expenses, and it should be honest.

Sometimes we’re so focused on our valuables that our budget neglects to reflect our values.

Instead of merely creating a financial budget, let’s instead consider keeping God first and creating a Christian budget.

Estimated reading time: 13 minutes

Have you ever wondered if canceling a credit card is a wise financial move—or if it could bring unexpected difficulties to your financial future? Maybe you’ve had a credit card for years, but now you’re wondering—should I cancel it to avoid temptation? Or will closing it hurt my credit? These are real concerns for many Christians who want to honor God with their finances.

We’re called to be good stewards of our resources, but navigating the world of credit scores, debt, and financial responsibility in a way that honors this calling isn’t always obvious.

The concept of the Year of Jubilee, rooted in ancient biblical law, offers a unique lesson about debt and financial freedom. In today’s world, where debt is a growing burden for many, exploring the Jubilee year offers valuable insights and inspiration for modern debt relief practices.

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“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”

Matthew 6:24

When left unchecked, credit card spending can quickly get out of hand.

The burden of debt is a heavy one! There is no doubt that it causes stress on our finances. When we think about it though, it also becomes an obstacle in our relationship with Christ. When we are constantly thinking about our debt, it becomes a master. We know from the book of Matthew that we cannot serve two masters.

As Christian, it is our duty to be sensible when handling money. Debt limits our relationship with Christ, so we must create a plan to deal with our debt. In doing so we take care of our finances, but also keep our relationship with Christ strong and healthy.

In a Christian debt relief plan, we must take care of our spiritual bank account as well. We should be prayerful and have faith in the Lord to help us through this difficult time. The Bible tells us that “The steps of a good man are ordered by the LORD,” so we can trust him for salvation from debt (Psalm 37:23).

Seeking Christian Debt Relief When Debt Limits Our Relationship With Christ

Faith is an important part of a Christian’s life. We should never fall into the trap of believing that money will solve everything. It won’t! When debt becomes too heavy to bear, our Christian debt relief services can help you explore ways to resolve your debt affordably. More importantly, we’ll ensure that the approach is in line with your spiritual principles as well.

As Christian debt relief professionals, we are able to help you with the financial aspect of your debt situation. That said, the ultimate goal and our mission is to bring you into a closer relationship with God. Our Christian Debt settlement program is built on biblical principles and will give you the peace of mind you need to get out of debt.

For Christian Debt Settlement Services contact our Christian debt relief experts by using the form on the side of this page.